CHEQUE BOUNCE

A bounced cheque can cause serious financial loss and damage trust. Moreover, it can also lead to criminal prosecution. In India, the dishonour of a cheque is treated as a criminal offence under Section 138 of the Negotiable Instruments Act, 1881. At Task Legal, our team handles cheque bounce cases swiftly and strategically to protect your financial rights. As an experienced cheque bounce lawyer in Delhi, we work with precision to help clients achieve justice and recover their dues.

When a bank refuses to process a cheque, it is considered a cheque bounce. This usually happens due to insufficient funds, mismatched signatures, overwritten details, or a closed account. Therefore, the law imposes strict penalties on the drawer (the person issuing the cheque) to discourage the misuse of cheques as a payment method.

Your Legal Rights in Cheque Bounce Cases

✅ Issue a Legal Notice:
When a cheque bounces, the payee must send a written legal notice to the drawer within 30 days of receiving the ‘Cheque Return Memo’ from the bank.

✅ 15-Day Payment Window:
After receiving the notice, the drawer has 15 days to make the payment. If the payment is made during this period, no further action is needed.

✅ File a Criminal Complaint:
However, if the drawer fails to pay within the given time, the payee can file a criminal complaint under Section 138. As a result, penalties may include fines up to twice the cheque amount and imprisonment for up to two years.

How Task Legal Assists You

🔹 Drafting and Sending Notices:
We carefully draft legally valid and timely demand notices, ensuring every step follows the law.

🔹 Negotiation and Settlement:
Whenever possible, we try to negotiate fair settlements to save you both time and expenses.

🔹 Filing Complaints:
If payment is not made, we file a criminal complaint and represent you at every stage of the proceedings.

🔹 Defense in False Claims:
In addition, we defend clients wrongly accused in cheque bounce cases, ensuring fairness and justice throughout the process.

Why Choose Task Legal for Cheque Bounce Matters?

Quick Action: We act fast to secure your rights and recover your money without delay.
Expert Drafting: Our legal notices and complaints strictly comply with all legal standards, leaving no room for dismissal.
Strong Representation: Moreover, we present your case effectively before the court to achieve a favourable outcome.
Transparent Advice: We guide you clearly, keeping you informed at every step of your case.

At Task Legal, we combine skill, speed, and integrity to deliver real results. Therefore, if you are facing a cheque dishonour issue, contact a trusted cheque bounce lawyer in Delhi today for reliable and effective representation.

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